iHome Realty Team 愛家地產團隊

买家须知 Buyer Must Know

BUYERS身为买家

买房的第一步就是瞭解需求,问问自己为什么要买房:新移民需要安家? 为了免付房租?开始建立资产?拥有私人空间?投资地产? 还是仅仅想要一个更大的房子?接下来,列出您想要的房屋类型和你所喜爱的区域,一定要清楚明确。将“必须有的条件”和“想要有的条件”区分开来。

确定一个目标,从“模糊”到“清晰”。

这需要考虑各种因素:所在区域,周边环境,学校区域,娱乐设施,以及其他社区服务,如:交通、托儿所、图书馆、商店、娱乐场所等等。考虑清楚当拥有这套房子后,您每天需花多少时间上班及处理生活日常所需。

考虑房子样式。您需要多大空间?您需要的是公寓还是别墅?考虑房子的大小和类型。是新建楼房还是二手房?或许将来某一天,您的承接人可能会将房子卖掉。考虑清楚您期望拥有这套房子多长时间a及未来卖出时是否各项条件有利将房子依合理利润脱手。

第二步:房贷资格预审

在确定上述所需之后,购房的下一步就是向银行取得房贷资格。我可帮您来对比各贷款银行的条件,协助你选择最适合自己的房贷。

第三步:从房源中挑选出合宜的标的

在房贷资格获批,并且确定了您所期望的价格范围后,我将会通过“MLS系统”或是掌握到的暗盘房源(未上市或是即将上市的房源)来帮您定位符合您要求的房产并掌握最佳时机展开沟通。身为专业地产经纪人,本人除了拥有最完整的资源和搜索系统,同时也洞查需求及市场变化,可以帮您迅速查找符合您要求的房产,评估可能发生的花费并规避买到问题房源的风险。您甚至可以在我的网站地图搜房源上事先浏览地理位置合意的房源再与我咨询需要注意的细节。

协助您完成每一个步骤
我将帮您完成资金筹备和审查过程,直到交易结束。我将致力于确保您的购房经历是愉快的、物有所值的、成功的。

请致电我为您设立的服务专线 647.505.6168 马上开始您的购房之旅.

Buyers

Let me help you every step of the way.

When purchasing a home, you are faced with a multitude of decisions! The primary one is whether you are actually prepared to purchase a home. Locating the perfect home is not always an easy task, and obtaining a mortgage loan can be a complex and tiring process. Although, once you have determined that you are ready to move forward with the required effort towards your home-purchasing goal, the rewards are unquestionable.

While at your side each step of the way, I will make the process of purchasing a home easier, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

I am always familiar with the current available homes on the market, and I also know the neighborhood values well, so I can help you determine which properties are fairly-priced and in good condition before you start your search.

Your First Step

Your first step to buying a home is to first ask yourself why you want to buy a home: to stop paying rent? To start building equity? To have a place of your own? To raise a family? To entertain business associates? To move up to a bigger house? Next, list what kind of home you’d like and where you would like to be. Be specific. Separate the “must haves” from the “want to haves.”

Think of yourself as zeroing in on a target, going from the general to the specific. Consider area (city, suburban neighborhood, country); community (north, south, east, or west side); neighborhood (older and settled or sparkling new; a particular school zone; recreational facilities; and other community services such as transportation, day care, library, stores, entertainment). Ask yourself how many minutes you are willing to commute to work.

Think about home styles. How much space do you need? Does your situation require a one-level home, or are stairs acceptable? Consider size and kind of property. Do you want a newer home, or maybe an older one to fix up? Someday you or your heirs will want to sell. Consider how long you expect to live in this particular home.

Your Next Step: Loan Pre-Qualification

Once you have addressed the above needs, your next step in the purchasing process is to get pre-qualified with a mortgage company. This can be done over the phone or even online in a matter of minutes.

Call me and I will refer you to a mortgage professional that has an excellent reputation and track record for successfully acquiring loan approval for his/her clients.

I Will Find The Right Homes For You

Once you’ve been pre-qualified and know what price range you want to stay in, I can help you determine which properties fit your needs by using the (MLS) Multiple Listing Service system to locate them.

I have the best possible resources and communication systems available today to help you locate the homes on the market that match your specifications. You can even search my listings here at my website.

I Will Help You Every Step Of The Way

I will help you complete your financing and inspections, and close on the transaction. My top priority is to make sure that your home buying experience is pleasant, cost-efficient, and successful.

 

选择并与房地产经纪人合作

在今天的市场上买卖房屋需要大量的工作和对销售和房地产的大量知识。这是我们许多人所做过的最大的买卖或最大的商业交易之一。靠运气不赚钱。不管你是买家还是卖家,使用房地产经纪人都有明显的优势房地产经纪人,是一名持有执照的房地产专业人士,是当地房地产委员会以及加拿大房地产协会(CREA)的成员。此人具有成功进行买卖所需的经验和资格。在安大略省,您可以期待严格遵守省法律和道德规范。这将确保您获得最高水平的服务,诚实和正直。

Selecting and working with a Realtor

Buying or selling a home in today’s market requires a lot of work and a lot of knowledge about sales and real estate. It’s one of the largest purchases or biggest business transactions many of us will ever make. It doesn’t pay to depend on blind luck.

Whether you are a buyer or a seller, there are distinct advantages to using a Realtor.  A Realtor, is a licensed real estate professional who is a member of a local real estate board, as well as the Canadian Real Estate Association (CREA).

This individual has the experience and qualifications needed to successfully conduct a purchase or sale. In Ontario, you can expect strict adherence to provincial law and a  code of ethics. This ensures you receive the highest level of service, honesty and integrity.

 

有用的移动提示
预定搬运工。你可以选择让搬运工打包所有东西,或者只打包易碎品,或者你自己打包。从几家不同的公司获得估价是个好主意。如果你租了旧房子,给你的房东必要的书面通知,并安排退还你的押金。安排煤气和电力设施,软水器,电话和有线电视在销售结束当天接通。安全处理所有易燃液体,因为搬运工搬运易燃液体是违法的。

Helpful Moving Tips

Book the movers. You can choose to have the movers pack everything, or just the breakables, or you can pack yourself. It’s a good idea to obtain estimates from several different companies.

Give necessary written notice to your landlord and make arrangements for the return of any monies you have on deposit, if you rent your old home.Make arrangements for the gas and electric utilities, water softener, telephone and cable TV to be connected on the day the sale closes. Dispose safely of all flammable liquids as it is illegal for movers to carry them.

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